1872 E 164th PlaceThorntonCO80602
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 1872 E 164th Place, Thornton, CO, 80602 in Thornton is narrow, $96/mo net on $4,049/mo rent after the $2,999/mo debt service, but the property operates at break-even-plus, not a loss. At $667,000 with a 7.28% yield, the long-run equity case via 5% appreciation ($184,280 over five years) and $6,143/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.35 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $258,349.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 5.8% |
| Monthly Cash Flow | $96 | $285 |
City averages based on Thornton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,049 |
| Total Monthly Debt Service | $3,688 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
0.29 Acres lot
$N/A/sqft
$105 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80602, Brighton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,184 (100%) |
| Owner Occupied HU | 14,475 (89.4%) |
| Renter Occupied HU | 1,263 ( 7.8%) |
| Vacant Housing Units | 446 ( 2.8%) |
| Median Home Value | $653,268 |
| Average Home Value | $682,757 |
Housing Distribution
Address Breakdown
Residential
15,908
Single Family
15,171
Multi-Family
737
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
0.29 Acres lot
$N/A/sqft
$105 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80602, Brighton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,184 (100%) |
| Owner Occupied HU | 14,475 (89.4%) |
| Renter Occupied HU | 1,263 ( 7.8%) |
| Vacant Housing Units | 446 ( 2.8%) |
| Median Home Value | $653,268 |
| Average Home Value | $682,757 |
Housing Distribution
Address Breakdown
Residential
15,908
Single Family
15,171
Multi-Family
737
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: John Demaray • RE/MAX Alliance
Mls Name: REcolorado
Mls Provider:
Mls ID: #1956165
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