18717 Mill Villa Rd SPACE 115JamestownCA95327
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 18717 Mill Villa Rd SPACE 115, Jamestown, CA, 95327 in Jamestown speaks for itself: 21.23% gross on a $142,000 price, generating $2,513/mo in rent and $1,634/mo in net income after the $639/mo debt service. DSCR 3.93, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $19,612 stacks alongside $39,232 in projected five-year appreciation and $1,308/yr in principal reduction. Projected total cumulative return: $159,021.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 21.2% | 6.2% |
| Monthly Cash Flow | $1,634 | $1,200 |
City averages based on Jamestown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,513 |
| Total Monthly Debt Service | $822 |
| DSCR Ratio | 3.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1985
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95327, Jamestown, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,168 (100%) |
| Owner Occupied HU | 1,941 (61.3%) |
| Renter Occupied HU | 836 (26.4%) |
| Vacant Housing Units | 391 (12.3%) |
| Median Home Value | $477,682 |
| Average Home Value | $592,060 |
Housing Distribution
Address Breakdown
Residential
2,564
Single Family
2,476
Multi-Family
88
Businesses
209
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1985
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95327, Jamestown, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,168 (100%) |
| Owner Occupied HU | 1,941 (61.3%) |
| Renter Occupied HU | 836 (26.4%) |
| Vacant Housing Units | 391 (12.3%) |
| Median Home Value | $477,682 |
| Average Home Value | $592,060 |
Housing Distribution
Address Breakdown
Residential
2,564
Single Family
2,476
Multi-Family
88
Businesses
209
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices