1836 White Birch DrHughsonCA95326
INVESTMENT ANALYSIS
Investment Verdict
Solid Income1836 White Birch Dr, Hughson, CA, 95326 in Hughson is a solid income-producing rental, 8.34% gross yield, $3,197/mo rent, $351/mo net cash flow on a $460,000 buy. DSCR 1.55 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $127,090 and $4,237/yr in principal reduction project a total cumulative return of $197,072.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.0% |
| Monthly Cash Flow | $351 | $1,200 |
City averages based on Hughson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,197 |
| Total Monthly Debt Service | $2,663 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95326, Hughson, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,793 (100%) |
| Owner Occupied HU | 2,536 (66.9%) |
| Renter Occupied HU | 1,095 (28.9%) |
| Vacant Housing Units | 162 ( 4.3%) |
| Median Home Value | $547,089 |
| Average Home Value | $634,353 |
Housing Distribution
Address Breakdown
Residential
3,053
Single Family
2,865
Multi-Family
188
Businesses
228
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95326, Hughson, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,793 (100%) |
| Owner Occupied HU | 2,536 (66.9%) |
| Renter Occupied HU | 1,095 (28.9%) |
| Vacant Housing Units | 162 ( 4.3%) |
| Median Home Value | $547,089 |
| Average Home Value | $634,353 |
Housing Distribution
Address Breakdown
Residential
3,053
Single Family
2,865
Multi-Family
188
Businesses
228
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Johnny Pardiwala • J.Peter Realtors
Mls Name: MetroList Services of CA
Mls ID: #225071056