7860 Lander AveHilmarCA95324
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Hilmar rentals match the income profile of 7860 Lander Ave, Hilmar, CA, 95324. Listed at $393,500, gross rent is $3,458/mo and net cash flow is $907/mo, a 10.55% yield well above national averages. DSCR 1.95 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $108,717 by year five with $3,624/yr in annual principal reduction, projecting $208,091 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.0% |
| Monthly Cash Flow | $907 | $1,500 |
City averages based on Hilmar market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,458 |
| Total Monthly Debt Service | $2,395 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
6,704 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95324, Hilmar, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,617 (100%) |
| Owner Occupied HU | 1,644 (62.8%) |
| Renter Occupied HU | 882 (33.7%) |
| Vacant Housing Units | 91 ( 3.5%) |
| Median Home Value | $439,148 |
| Average Home Value | $500,979 |
Housing Distribution
Address Breakdown
Residential
2,351
Single Family
2,345
Multi-Family
6
Businesses
215
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
6,704 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95324, Hilmar, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,617 (100%) |
| Owner Occupied HU | 1,644 (62.8%) |
| Renter Occupied HU | 882 (33.7%) |
| Vacant Housing Units | 91 ( 3.5%) |
| Median Home Value | $439,148 |
| Average Home Value | $500,979 |
Housing Distribution
Address Breakdown
Residential
2,351
Single Family
2,345
Multi-Family
6
Businesses
215
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices