18342 Cardinal LnGulfportMS39503
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 18342 Cardinal Ln, Gulfport, MS, 39503 in Gulfport speaks for itself: 10.69% gross on a $294,500 price, generating $2,581/mo in rent and $774/mo in net income after the $1,324/mo debt service. DSCR 1.95, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $9,283 stacks alongside $81,365 in projected five-year appreciation and $2,712/yr in principal reduction. Projected total cumulative return: $158,818.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 10.0% |
| Monthly Cash Flow | $774 | $850 |
City averages based on Gulfport market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,581 |
| Total Monthly Debt Service | $1,734 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2012
9,583 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2012
9,583 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Damaris Royalty • Keller Williams
Mls Name: MLS United
Mls ID: #4108361
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.