12216 Frazier LnGulfportMS39503
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 12216 Frazier Ln, Gulfport, MS, 39503 in Gulfport deserves attention. This $220,900 property earns $2,194/mo in rent, a 11.92% gross yield, and nets $697/mo after the $993/mo payment. DSCR 2.21 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $61,031 compounds alongside $2,035/yr in yearly equity build, for a total cumulative return of $129,250.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 10.0% |
| Monthly Cash Flow | $697 | $850 |
City averages based on Gulfport market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,194 |
| Total Monthly Debt Service | $1,409 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
1,742 sqft lot
$N/A/sqft
$145 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2025
1,742 sqft lot
$N/A/sqft
$145 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Susie Siemiontkowski • D R Horton
Mls Name: MLS United
Mls ID: #4139015
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2026 MLS United, LLC.