18 Red Bud Trl #52ColbertGA30628
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 18 Red Bud Trl #52, Colbert, GA, 30628 in Colbert speaks for itself: 13.38% gross on a $399,900 price, generating $4,458/mo in rent and $1,982/mo in net income after the $1,798/mo debt service. DSCR 2.48, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $23,790 stacks alongside $110,485 in projected five-year appreciation and $3,683/yr in principal reduction. Projected total cumulative return: $279,241.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.4% | 10.0% |
| Monthly Cash Flow | $1,982 | $300 |
City averages based on Colbert market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,458 |
| Total Monthly Debt Service | $2,316 |
| DSCR Ratio | 1.92x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
1.50 Acres lot
$N/A/sqft
$500 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30628, Colbert, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,172 (100%) |
| Owner Occupied HU | 2,452 (77.3%) |
| Renter Occupied HU | 540 (17.0%) |
| Vacant Housing Units | 180 ( 5.7%) |
| Median Home Value | $260,987 |
| Average Home Value | $270,349 |
Housing Distribution
Address Breakdown
Residential
2,825
Single Family
2,825
Multi-Family
0
Businesses
104
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
1.50 Acres lot
$N/A/sqft
$500 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30628, Colbert, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,172 (100%) |
| Owner Occupied HU | 2,452 (77.3%) |
| Renter Occupied HU | 540 (17.0%) |
| Vacant Housing Units | 180 ( 5.7%) |
| Median Home Value | $260,987 |
| Average Home Value | $270,349 |
Housing Distribution
Address Breakdown
Residential
2,825
Single Family
2,825
Multi-Family
0
Businesses
104
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices