582 B Whitfield RdJeffersonGA30549
INVESTMENT ANALYSIS
Investment Verdict
Solid Income582 B Whitfield Rd, Jefferson, GA, 30549 in Jefferson is a solid income-producing rental, 8.9% gross yield, $2,521/mo rent, $452/mo net cash flow on a $339,999 buy. DSCR 1.65 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $93,935 and $3,131/yr in principal reduction project a total cumulative return of $157,835.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 7.5% |
| Monthly Cash Flow | $452 | $200 |
City averages based on Jefferson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,521 |
| Total Monthly Debt Service | $1,934 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30549, Jefferson, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,753 (100%) |
| Owner Occupied HU | 9,464 (80.5%) |
| Renter Occupied HU | 1,681 (14.3%) |
| Vacant Housing Units | 608 ( 5.2%) |
| Median Home Value | $374,553 |
| Average Home Value | $423,559 |
Housing Distribution
Address Breakdown
Residential
11,695
Single Family
11,258
Multi-Family
437
Businesses
788
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30549, Jefferson, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,753 (100%) |
| Owner Occupied HU | 9,464 (80.5%) |
| Renter Occupied HU | 1,681 (14.3%) |
| Vacant Housing Units | 608 ( 5.2%) |
| Median Home Value | $374,553 |
| Average Home Value | $423,559 |
Housing Distribution
Address Breakdown
Residential
11,695
Single Family
11,258
Multi-Family
437
Businesses
788
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices