177 Boyd StreetMontgomeryNY12549








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Montgomery at 177 Boyd Street, Montgomery, NY, 12549 priced at $364,900 converts $3,300/mo rent into $863/mo cash flow after a $1,786/mo obligation. Total monthly income equals $3,300/mo, and annual cash flow totals $10,359/yr on $120,964 invested. Return on cash invested prints 28.47% in year one, and rental yield reads 10.85% against a $364,900 entry. Equity gained on principal adds $2,355/yr, while 5% annual appreciation compiles into $100,815 by year five. Five-year ROI reaches 149.43% and total cumulative return in cash sums $180,756. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $3,300/mo property income covering a $1,786/mo payment, not borrower’s personal income.
Single Family
Built in 1920
10,250 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12549, Montgomery, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,943 (100%) |
| Owner Occupied HU | 2,918 (74.0%) |
| Renter Occupied HU | 860 (21.8%) |
| Vacant Housing Units | 165 ( 4.2%) |
| Median Home Value | $464,516 |
| Average Home Value | $546,552 |
Housing Distribution
Address Breakdown
Residential
3,811
Single Family
3,683
Multi-Family
128
Businesses
477
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Listed by: Brian T. Smith • River Realty Services, Inc.
Mls Name: OneKey MLS
Mls Provider:
Mls ID: #800865
Disclaimer: The data relating to real estate for sale or lease on this web site comes in part from OneKey MLS. Real estate listings held by brokerage firms other than Zillow, Inc are marked with the OneKey MLS logo or an abbreviated logo and detailed information about them includes the name of the listing broker. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2025 OneKey MLS. All rights reserved.








