176 Maple Ave APT 5-25RutlandMA01543
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow176 Maple Ave APT 5-25, Rutland, MA, 01543 in Rutland is a top-tier cash-flow asset. At $189,900 it produces $2,134/mo in rent and $503/mo in net monthly income, a 13.48% gross rental yield. The DSCR of 2.50 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $6,032. Five-year appreciation adds $52,466, driving a total cumulative return of $106,386.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.5% | 6.0% |
| Monthly Cash Flow | $503 | $850 |
City averages based on Rutland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,134 |
| Total Monthly Debt Service | $1,555 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1972
N/A lot
$N/A/sqft
$434 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01543, Rutland, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,678 (100%) |
| Owner Occupied HU | 3,098 (84.2%) |
| Renter Occupied HU | 449 (12.2%) |
| Vacant Housing Units | 131 ( 3.6%) |
| Median Home Value | $533,658 |
| Average Home Value | $582,607 |
Housing Distribution
Address Breakdown
Residential
3,308
Single Family
3,234
Multi-Family
74
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1972
N/A lot
$N/A/sqft
$434 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01543, Rutland, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,678 (100%) |
| Owner Occupied HU | 3,098 (84.2%) |
| Renter Occupied HU | 449 (12.2%) |
| Vacant Housing Units | 131 ( 3.6%) |
| Median Home Value | $533,658 |
| Average Home Value | $582,607 |
Housing Distribution
Address Breakdown
Residential
3,308
Single Family
3,234
Multi-Family
74
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices