1744-302 W Harbor DrIsletonCA94571
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Isleton rentals match the income profile of 1744-302 W Harbor Dr, Isleton, CA, 94571. Listed at $160,000, gross rent is $3,120/mo and net cash flow is $2,130/mo, a 23.4% yield well above national averages. DSCR 4.34 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $44,205 by year five with $1,474/yr in annual principal reduction, projecting $197,800 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 23.4% | 6.5% |
| Monthly Cash Flow | $2,130 | $300 |
City averages based on Isleton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,120 |
| Total Monthly Debt Service | $926 |
| DSCR Ratio | 3.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1978
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94571, Rio Vista, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,809 (100%) |
| Owner Occupied HU | 4,295 (73.9%) |
| Renter Occupied HU | 1,029 (17.7%) |
| Vacant Housing Units | 485 ( 8.3%) |
| Median Home Value | $571,376 |
| Average Home Value | $575,942 |
Housing Distribution
Address Breakdown
Residential
5,683
Single Family
5,508
Multi-Family
175
Businesses
325
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1978
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94571, Rio Vista, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,809 (100%) |
| Owner Occupied HU | 4,295 (73.9%) |
| Renter Occupied HU | 1,029 (17.7%) |
| Vacant Housing Units | 485 ( 8.3%) |
| Median Home Value | $571,376 |
| Average Home Value | $575,942 |
Housing Distribution
Address Breakdown
Residential
5,683
Single Family
5,508
Multi-Family
175
Businesses
325
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices