174 Voltaire StGerrardstownWV25420
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 174 Voltaire St, Gerrardstown, WV, 25420 in Gerrardstown delivers $4,046/mo in gross rent and $1,067/mo in net monthly income at a $515,000 entry. The 9.43% yield and 1.75 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $142,285 over five years and $4,743/yr in equity from loan paydown, total projected return is $262,977.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.2% |
| Monthly Cash Flow | $1,067 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,046 |
| Total Monthly Debt Service | $2,775 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25420, Gerrardstown, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,952 (100%) |
| Owner Occupied HU | 1,636 (83.8%) |
| Renter Occupied HU | 210 (10.8%) |
| Vacant Housing Units | 106 ( 5.4%) |
| Median Home Value | $343,284 |
| Average Home Value | $358,495 |
Housing Distribution
Address Breakdown
Residential
1,806
Single Family
1,806
Multi-Family
0
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25420, Gerrardstown, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,952 (100%) |
| Owner Occupied HU | 1,636 (83.8%) |
| Renter Occupied HU | 210 (10.8%) |
| Vacant Housing Units | 106 ( 5.4%) |
| Median Home Value | $343,284 |
| Average Home Value | $358,495 |
Housing Distribution
Address Breakdown
Residential
1,806
Single Family
1,806
Multi-Family
0
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Larry DeMarco • Century 21 Modern Realty Results
Mls Name: Bright MLS
Mls ID: #WVBE2046156