174 Courtney DrAshfordWV25009
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Ashford rentals match the income profile of 174 Courtney Dr, Ashford, WV, 25009. Listed at $129,000, gross rent is $1,530/mo and net cash flow is $784/mo, a 14.23% yield well above national averages. DSCR 2.64 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $35,640 by year five with $1,188/yr in annual principal reduction, projecting $99,120 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 14.2% | 6.2% |
| Monthly Cash Flow | $784 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,530 |
| Total Monthly Debt Service | $695 |
| DSCR Ratio | 2.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1998
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25009, Ashford, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 355 (100%) |
| Owner Occupied HU | 259 (73.0%) |
| Renter Occupied HU | 52 (14.6%) |
| Vacant Housing Units | 44 (12.4%) |
| Median Home Value | $100,278 |
| Average Home Value | $144,180 |
Housing Distribution
Address Breakdown
Residential
422
Single Family
422
Multi-Family
0
Businesses
6
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1998
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25009, Ashford, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 355 (100%) |
| Owner Occupied HU | 259 (73.0%) |
| Renter Occupied HU | 52 (14.6%) |
| Vacant Housing Units | 44 (12.4%) |
| Median Home Value | $100,278 |
| Average Home Value | $144,180 |
Housing Distribution
Address Breakdown
Residential
422
Single Family
422
Multi-Family
0
Businesses
6
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices