105 Hinton TerCharlestonWV25301
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 105 Hinton Ter, Charleston, WV, 25301 in Charleston earns a 9.33% gross yield at $109,800. Rent of $854/mo nets $203/mo after the $494/mo mortgage. The 1.73 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $30,336 and $1,011/yr in equity accumulation project a total cumulative return of $54,595.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 9.8% |
| Monthly Cash Flow | $203 | $425 |
City averages based on Charleston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $854 |
| Total Monthly Debt Service | $607 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25301, Charleston, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,023 (100%) |
| Owner Occupied HU | 253 (12.5%) |
| Renter Occupied HU | 1,396 (69.0%) |
| Vacant Housing Units | 374 (18.5%) |
| Median Home Value | $206,250 |
| Average Home Value | $278,883 |
Housing Distribution
Address Breakdown
Residential
1,940
Single Family
926
Multi-Family
1,014
Businesses
945
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25301, Charleston, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,023 (100%) |
| Owner Occupied HU | 253 (12.5%) |
| Renter Occupied HU | 1,396 (69.0%) |
| Vacant Housing Units | 374 (18.5%) |
| Median Home Value | $206,250 |
| Average Home Value | $278,883 |
Housing Distribution
Address Breakdown
Residential
1,940
Single Family
926
Multi-Family
1,014
Businesses
945
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rebecca Petry • EXP REALTY, LLC
Mls Name: KVBR
Mls Provider:
Mls ID: #279604
Disclaimer: Copyright Kanawha Valley Board of REALTORS. All rights reserved. Information is deemed reliable but not guaranteed.