164 Beaver Dam Rd #EMcHenryMS39561
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 164 Beaver Dam Rd #E, McHenry, MS, 39561 in McHenry. At $205,000 it earns $1,459/mo in rent and distributes $205/mo to the owner after the $922/mo payment, a consistent 8.54% yield. DSCR 1.58 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $56,638 in value; $1,888/yr in principal paydown compounds ownership stake. Total projected return: $90,825.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.2% |
| Monthly Cash Flow | $205 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,459 |
| Total Monthly Debt Service | $1,173 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39561, Mc Henry, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 987 (100%) |
| Owner Occupied HU | 779 (78.9%) |
| Renter Occupied HU | 132 (13.4%) |
| Vacant Housing Units | 76 ( 7.7%) |
| Median Home Value | $204,474 |
| Average Home Value | $243,091 |
Housing Distribution
Address Breakdown
Residential
905
Single Family
905
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39561, Mc Henry, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 987 (100%) |
| Owner Occupied HU | 779 (78.9%) |
| Renter Occupied HU | 132 (13.4%) |
| Vacant Housing Units | 76 ( 7.7%) |
| Median Home Value | $204,474 |
| Average Home Value | $243,091 |
Housing Distribution
Address Breakdown
Residential
905
Single Family
905
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mitchell White • Next Level Realty, LLC.
Mls Name: MLS United
Mls ID: #4125548