159 Murray StCape VincentNY13618
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder159 Murray St, Cape Vincent, NY, 13618 in Cape Vincent is a stable, well-positioned rental at $199,900. Rental yield 7.89%. DSCR 1.46 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $55,229 in value and $1,841/yr in principal paydown builds equity, a total projected return of $74,906.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.2% |
| Monthly Cash Flow | $(21) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,314 |
| Total Monthly Debt Service | $1,255 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1875
6,599 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13618, Cape Vincent, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,304 (100%) |
| Owner Occupied HU | 649 (28.2%) |
| Renter Occupied HU | 162 ( 7.0%) |
| Vacant Housing Units | 1,493 (64.8%) |
| Median Home Value | $305,782 |
| Average Home Value | $445,844 |
Housing Distribution
Address Breakdown
Residential
700
Single Family
656
Multi-Family
44
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1875
6,599 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13618, Cape Vincent, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,304 (100%) |
| Owner Occupied HU | 649 (28.2%) |
| Renter Occupied HU | 162 ( 7.0%) |
| Vacant Housing Units | 1,493 (64.8%) |
| Median Home Value | $305,782 |
| Average Home Value | $445,844 |
Housing Distribution
Address Breakdown
Residential
700
Single Family
656
Multi-Family
44
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Timothy Garner • Real Broker NY LLC
Mls Name: NYSAMLSs
Mls ID: #S1639200