1574 Westward TrailUvaldeTX78801
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 1574 Westward Trail, Uvalde, TX, 78801 in Uvalde fits: $450,000, 4.18% gross yield, and a projected 5% annual appreciation rate adding $124,327 in value within five years. Rental yield 4.18%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.77) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $4,145/yr in principal paydown and $124,327 in appreciation project a total return of $67,404.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 6.2% |
| Monthly Cash Flow | $(1,633) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,567 |
| Total Monthly Debt Service | $3,021 |
| DSCR Ratio | 0.52x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 2015
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78801, Uvalde, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,397 (100%) |
| Owner Occupied HU | 4,985 (59.4%) |
| Renter Occupied HU | 2,398 (28.6%) |
| Vacant Housing Units | 1,014 (12.1%) |
| Median Home Value | $152,617 |
| Average Home Value | $217,313 |
Housing Distribution
Address Breakdown
Residential
8,020
Single Family
7,460
Multi-Family
560
Businesses
695
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 2015
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78801, Uvalde, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,397 (100%) |
| Owner Occupied HU | 4,985 (59.4%) |
| Renter Occupied HU | 2,398 (28.6%) |
| Vacant Housing Units | 1,014 (12.1%) |
| Median Home Value | $152,617 |
| Average Home Value | $217,313 |
Housing Distribution
Address Breakdown
Residential
8,020
Single Family
7,460
Multi-Family
560
Businesses
695
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices