1560 Penguin TerCantonmentFL32533
INVESTMENT ANALYSIS
Investment Verdict
Solid Income1560 Penguin Ter, Cantonment, FL, 32533 in Cantonment is a solid income-producing rental, 8.68% gross yield, $3,145/mo rent, $258/mo net cash flow on a $435,000 buy. DSCR 1.61 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $120,182 and $4,006/yr in principal reduction project a total cumulative return of $182,443.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.0% |
| Monthly Cash Flow | $258 | $300 |
City averages based on Cantonment market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,145 |
| Total Monthly Debt Service | $2,714 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32533, Cantonment, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,401 (100%) |
| Owner Occupied HU | 10,851 (81.0%) |
| Renter Occupied HU | 1,905 (14.2%) |
| Vacant Housing Units | 645 ( 4.8%) |
| Median Home Value | $348,564 |
| Average Home Value | $376,376 |
Housing Distribution
Address Breakdown
Residential
13,012
Single Family
12,975
Multi-Family
37
Businesses
419
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32533, Cantonment, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,401 (100%) |
| Owner Occupied HU | 10,851 (81.0%) |
| Renter Occupied HU | 1,905 (14.2%) |
| Vacant Housing Units | 645 ( 4.8%) |
| Median Home Value | $348,564 |
| Average Home Value | $376,376 |
Housing Distribution
Address Breakdown
Residential
13,012
Single Family
12,975
Multi-Family
37
Businesses
419
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A