15310 State Highway 317 TempleMoodyTX76557
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 15310 State Highway 317 Temple, Moody, TX, 76557 in Moody. Priced at $157,633, it generates $2,707/mo in gross rent and $1,586/mo in net monthly cash flow, a 20.61% yield that comfortably supports the 3.82 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $19,035. Five-year appreciation: $43,551. Equity from principal paydown: $1,452/yr. Total projected cumulative return: $162,475.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 20.6% | 6.2% |
| Monthly Cash Flow | $1,586 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,707 |
| Total Monthly Debt Service | $1,058 |
| DSCR Ratio | 2.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
1.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76557, Moody, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,381 (100%) |
| Owner Occupied HU | 1,740 (73.1%) |
| Renter Occupied HU | 407 (17.1%) |
| Vacant Housing Units | 234 ( 9.8%) |
| Median Home Value | $284,242 |
| Average Home Value | $325,204 |
Housing Distribution
Address Breakdown
Residential
2,228
Single Family
2,228
Multi-Family
0
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
1.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76557, Moody, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,381 (100%) |
| Owner Occupied HU | 1,740 (73.1%) |
| Renter Occupied HU | 407 (17.1%) |
| Vacant Housing Units | 234 ( 9.8%) |
| Median Home Value | $284,242 |
| Average Home Value | $325,204 |
Housing Distribution
Address Breakdown
Residential
2,228
Single Family
2,228
Multi-Family
0
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices