15 Westchester CtStaffordVA22554
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 15 Westchester Ct, Stafford, VA, 22554 in Stafford is a conservative rental investment at $577,900. Rental yield 6.79%. A 1.23 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $159,663; $5,323/yr in principal paydown supplements. Total projected return: $199,463.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 5.4% |
| Monthly Cash Flow | $(242) | $1,850 |
City averages based on Stafford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,196 |
| Total Monthly Debt Service | $3,266 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1995
8,751 sqft lot
$N/A/sqft
$41 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22554, Stafford, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,896 (100%) |
| Owner Occupied HU | 17,523 (76.5%) |
| Renter Occupied HU | 4,715 (20.6%) |
| Vacant Housing Units | 658 ( 2.9%) |
| Median Home Value | $529,939 |
| Average Home Value | $569,469 |
Housing Distribution
Address Breakdown
Residential
22,221
Single Family
21,171
Multi-Family
1,050
Businesses
871
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
8,751 sqft lot
$N/A/sqft
$41 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22554, Stafford, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,896 (100%) |
| Owner Occupied HU | 17,523 (76.5%) |
| Renter Occupied HU | 4,715 (20.6%) |
| Vacant Housing Units | 658 ( 2.9%) |
| Median Home Value | $529,939 |
| Average Home Value | $569,469 |
Housing Distribution
Address Breakdown
Residential
22,221
Single Family
21,171
Multi-Family
1,050
Businesses
871
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices