15 Spring LnWestwoodMA02090
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play15 Spring Ln, Westwood, MA, 02090 in Westwood is priced for appreciation, not yield. Rental yield 3.55%. At $1,995,000 with a 3.55% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $551,182 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.66) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $328,358.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.6% | 5.0% |
| Monthly Cash Flow | $(6,668) | $1,200 |
City averages based on Westwood market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $5,906 |
| Total Monthly Debt Service | $11,780 |
| DSCR Ratio | 0.50x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02090, Westwood, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,810 (100%) |
| Owner Occupied HU | 4,616 (79.4%) |
| Renter Occupied HU | 940 (16.2%) |
| Vacant Housing Units | 254 ( 4.4%) |
| Median Home Value | $1,035,365 |
| Average Home Value | $1,116,859 |
Housing Distribution
Address Breakdown
Residential
6,027
Single Family
4,775
Multi-Family
1,252
Businesses
575
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02090, Westwood, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,810 (100%) |
| Owner Occupied HU | 4,616 (79.4%) |
| Renter Occupied HU | 940 (16.2%) |
| Vacant Housing Units | 254 ( 4.4%) |
| Median Home Value | $1,035,365 |
| Average Home Value | $1,116,859 |
Housing Distribution
Address Breakdown
Residential
6,027
Single Family
4,775
Multi-Family
1,252
Businesses
575
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73514494