14739 Macarthur DrScotlandMD20687
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Scotland rentals match the income profile of 14739 Macarthur Dr, Scotland, MD, 20687. Listed at $229,900, gross rent is $3,115/mo and net cash flow is $1,685/mo, a 16.26% yield well above national averages. DSCR 3.01 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $63,517 by year five with $2,117/yr in annual principal reduction, projecting $195,673 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.3% | 5.2% |
| Monthly Cash Flow | $1,685 | $1,200 |
City averages based on Scotland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,115 |
| Total Monthly Debt Service | $1,338 |
| DSCR Ratio | 2.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1942
0.83 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20687, Scotland, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 208 (100%) |
| Owner Occupied HU | 96 (46.2%) |
| Renter Occupied HU | 36 (17.3%) |
| Vacant Housing Units | 76 (36.5%) |
| Median Home Value | $567,308 |
| Average Home Value | $537,943 |
Housing Distribution
Address Breakdown
Residential
164
Single Family
164
Multi-Family
0
Businesses
7
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1942
0.83 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20687, Scotland, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 208 (100%) |
| Owner Occupied HU | 96 (46.2%) |
| Renter Occupied HU | 36 (17.3%) |
| Vacant Housing Units | 76 (36.5%) |
| Median Home Value | $567,308 |
| Average Home Value | $537,943 |
Housing Distribution
Address Breakdown
Residential
164
Single Family
164
Multi-Family
0
Businesses
7
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices