45965 E Sunrise DrLexington ParkMD20653
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 45965 E Sunrise Dr, Lexington Park, MD, 20653 in Lexington Park. At $347,500 it earns $2,652/mo in rent and distributes $491/mo to the owner after the $1,563/mo payment, a consistent 9.16% yield. DSCR 1.70 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $96,008 in value; $3,201/yr in principal paydown compounds ownership stake. Total projected return: $163,382.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.0% |
| Monthly Cash Flow | $491 | $300 |
City averages based on Lexington Park market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,652 |
| Total Monthly Debt Service | $2,023 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1952
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20653, Lexington Park, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,715 (100%) |
| Owner Occupied HU | 5,409 (50.5%) |
| Renter Occupied HU | 4,566 (42.6%) |
| Vacant Housing Units | 740 ( 6.9%) |
| Median Home Value | $362,863 |
| Average Home Value | $400,916 |
Housing Distribution
Address Breakdown
Residential
10,063
Single Family
9,170
Multi-Family
893
Businesses
645
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1952
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20653, Lexington Park, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,715 (100%) |
| Owner Occupied HU | 5,409 (50.5%) |
| Renter Occupied HU | 4,566 (42.6%) |
| Vacant Housing Units | 740 ( 6.9%) |
| Median Home Value | $362,863 |
| Average Home Value | $400,916 |
Housing Distribution
Address Breakdown
Residential
10,063
Single Family
9,170
Multi-Family
893
Businesses
645
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #MDSM2030026