14345 Southern Elm AveGulfportMS39503
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 14345 Southern Elm Ave, Gulfport, MS, 39503 in Gulfport. Priced at $216,080, it generates $2,010/mo in gross rent and $655/mo in net monthly cash flow, a 11.16% yield that comfortably supports the 2.07 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,863. Five-year appreciation: $59,699. Equity from principal paydown: $1,990/yr. Total projected cumulative return: $124,163.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 10.0% |
| Monthly Cash Flow | $655 | $850 |
City averages based on Gulfport market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,010 |
| Total Monthly Debt Service | $1,269 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
7,405 sqft lot
$N/A/sqft
$390 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
7,405 sqft lot
$N/A/sqft
$390 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Saun A Sullivan • Cicero Realty, LLC
Mls Name: MLS United
Mls ID: #4101462
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2024 MLS United, LLC.