1423 Jo Ellen CirGulfportMS39501
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 1423 Jo Ellen Cir, Gulfport, MS, 39501 in Gulfport is a conservative rental investment at $320,000. Rental yield 6.19%. A 1.15 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $88,410; $2,947/yr in principal paydown supplements. Total projected return: $101,396.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 10.0% |
| Monthly Cash Flow | $(308) | $850 |
City averages based on Gulfport market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,650 |
| Total Monthly Debt Service | $1,831 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1970
8,712 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1970
8,712 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Elizabeth Wackenhut • Keller Williams
Mls Name: MLS United
Mls ID: #4138627