14161 Purdy StWestminsterCA92683
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis Westminster rental at 14161 Purdy St, Westminster, CA, 92683 sits in the solid-income band: 7.71% gross yield, $6,618/mo rent, $246/mo net after the $4,632/mo debt service, DSCR 1.43. Entry price of $1,030,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $284,570 and $9,486/yr in principal reduction bring total cumulative return to $406,361.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.5% |
| Monthly Cash Flow | $246 | $500 |
City averages based on Westminster market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,618 |
| Total Monthly Debt Service | $5,962 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
7,318 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92683, Westminster, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,218 (100%) |
| Owner Occupied HU | 14,170 (50.2%) |
| Renter Occupied HU | 13,041 (46.2%) |
| Vacant Housing Units | 1,007 ( 3.6%) |
| Median Home Value | $889,507 |
| Average Home Value | $919,697 |
Housing Distribution
Address Breakdown
Residential
28,025
Single Family
22,660
Multi-Family
5,365
Businesses
3,071
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
7,318 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92683, Westminster, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,218 (100%) |
| Owner Occupied HU | 14,170 (50.2%) |
| Renter Occupied HU | 13,041 (46.2%) |
| Vacant Housing Units | 1,007 ( 3.6%) |
| Median Home Value | $889,507 |
| Average Home Value | $919,697 |
Housing Distribution
Address Breakdown
Residential
28,025
Single Family
22,660
Multi-Family
5,365
Businesses
3,071
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices