1401 Hialea DrLivingstonTN38570
INVESTMENT ANALYSIS
Investment Verdict
Solid Income1401 Hialea Dr, Livingston, TN, 38570 in Livingston is a solid income-producing rental, 8.68% gross yield, $1,918/mo rent, $331/mo net cash flow on a $265,000 buy. DSCR 1.61 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $73,215 and $2,441/yr in principal reduction project a total cumulative return of $121,591.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.2% |
| Monthly Cash Flow | $331 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,918 |
| Total Monthly Debt Service | $1,481 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1983
0.78 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38570, Livingston, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,552 (100%) |
| Owner Occupied HU | 2,980 (65.5%) |
| Renter Occupied HU | 1,075 (23.6%) |
| Vacant Housing Units | 497 (10.9%) |
| Median Home Value | $243,421 |
| Average Home Value | $294,714 |
Housing Distribution
Address Breakdown
Residential
4,334
Single Family
4,293
Multi-Family
41
Businesses
539
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1983
0.78 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38570, Livingston, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,552 (100%) |
| Owner Occupied HU | 2,980 (65.5%) |
| Renter Occupied HU | 1,075 (23.6%) |
| Vacant Housing Units | 497 (10.9%) |
| Median Home Value | $243,421 |
| Average Home Value | $294,714 |
Housing Distribution
Address Breakdown
Residential
4,334
Single Family
4,293
Multi-Family
41
Businesses
539
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices