14 Housatonic St, Worcester, MA, 01606 | $214/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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14 Housatonic St, Worcester, MA, 01606 | $214/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Worcester at 14 Housatonic St, Worcester, MA, 01606 generates $2,893/mo in rent and, after a $2,080/mo payment, leaves $214/mo in cash flow. Total monthly income is $2,893/mo, and annual cash flow is $2,574/yr on $140,888 invested. Return on cash invested sits at 21.74% in year one, and rental yield is 8.17% on a $425,000 entry. Equity gained on principal adds $2,742/yr, while 5% annual appreciation builds toward $117,420 over five years. Five-year ROI reaches 112.8% and total cumulative return in cash sums $158,921. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $2,893/mo property income rather than buyer’s personal income.

Single Family

Built in 1935

10,125 sqft lot

$N/A/sqft

No HOA

More details about the property

Charming 2-bedroom expandable Cape in the sought-after Burncoat neighborhood! This well-maintained home offers a young roof, replacement windows, and central air. The updated kitchen features granite countertops and ample cabinets, while the living room boasts a cozy fireplace and hardwood floors. Enjoy a spacious den with built-ins, a light-filled dining area with slider to a Trex deck, and an updated bath with walk-in shower. Two comfortable bedrooms also feature beautiful hardwoods. The walk-up attic with cedar closet and large unfinished basement provide excellent storage and expansion potential. Outside, relax in your private fenced backyard or spacious deck. Complete with a 1-car garage, this gem is perfect whether youre just starting out or settling into your forever home! Located close to schools, shopping, highways, restaurants, and more. Schedule your private appointment today or join us Saturday for the Open House 11am to 1pm.

Neighborhood Data

Neighborhood data shown for ZIP Code: 01606, Worcester, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	10,102 (100%)
Owner Occupied HU	5,796 (57.4%)
Renter Occupied HU	3,863 (38.2%)
Vacant Housing Units	443 ( 4.4%)
Median Home Value	$397,630
Average Home Value	$429,485