1395 Nature CtDaytonOH45440
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow1395 Nature Ct, Dayton, OH, 45440 in Dayton earns its strong cash-flow label: 17.09% yield, $10,322/mo rent, $5,541/mo net income, DSCR 3.17. The $725,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $200,304 by year five. Combined with $6,677/yr in principal paydown, total projected return reaches $632,763.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.1% | 8.1% |
| Monthly Cash Flow | $5,541 | $450 |
City averages based on Dayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $10,322 |
| Total Monthly Debt Service | $4,493 |
| DSCR Ratio | 2.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
0.61 Acres lot
$N/A/sqft
$150 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45440, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,020 (100%) |
| Owner Occupied HU | 6,580 (59.7%) |
| Renter Occupied HU | 3,849 (34.9%) |
| Vacant Housing Units | 591 ( 5.4%) |
| Median Home Value | $272,237 |
| Average Home Value | $307,540 |
Housing Distribution
Address Breakdown
Residential
10,910
Single Family
7,932
Multi-Family
2,978
Businesses
530
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
0.61 Acres lot
$N/A/sqft
$150 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45440, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,020 (100%) |
| Owner Occupied HU | 6,580 (59.7%) |
| Renter Occupied HU | 3,849 (34.9%) |
| Vacant Housing Units | 591 ( 5.4%) |
| Median Home Value | $272,237 |
| Average Home Value | $307,540 |
Housing Distribution
Address Breakdown
Residential
10,910
Single Family
7,932
Multi-Family
2,978
Businesses
530
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices