138 Elm StCobleskillNY12043
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Cobleskill at 138 Elm St, Cobleskill, NY, 12043 offers $2,668/mo rent that, after a $1,458/mo payment, leaves $679/mo cash flow. Total monthly income is $2,668/mo, and annual cash flow is $8,145/yr on $98,754 cash. Return on cash invested measures 28.16% in year one, and rental yield stands at 10.75% at a $297,900 entry. Equity gained on principal adds $1,922/yr while 5% annual appreciation compounds into $82,304 by year five. Five-year ROI records 147.71% and total cumulative return in cash reaches $145,873. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,668/mo property income versus a $1,458/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1898
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12043, Cobleskill, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,624 (100%) |
| Owner Occupied HU | 1,871 (51.6%) |
| Renter Occupied HU | 1,259 (34.7%) |
| Vacant Housing Units | 494 (13.6%) |
| Median Home Value | $193,101 |
| Average Home Value | $225,832 |
Housing Distribution
Address Breakdown
Residential
3,127
Single Family
3,004
Multi-Family
123
Businesses
345
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