1365 Bruister RdTutwilerMS38963
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 1365 Bruister Rd, Tutwiler, MS, 38963 in Tutwiler: $1,844/mo in rent, $866/mo net, 13.84% gross yield, all on a $159,900 acquisition. The 2.56 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $44,177 in value, and $1,473/yr in principal paydown steadily builds equity. Projected total cumulative return: $116,323.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.8% | 6.2% |
| Monthly Cash Flow | $866 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,844 |
| Total Monthly Debt Service | $915 |
| DSCR Ratio | 2.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
1.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38963, Tutwiler, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,187 (100%) |
| Owner Occupied HU | 729 (61.4%) |
| Renter Occupied HU | 296 (24.9%) |
| Vacant Housing Units | 162 (13.6%) |
| Median Home Value | $89,639 |
| Average Home Value | $142,342 |
Housing Distribution
Address Breakdown
Residential
574
Single Family
574
Multi-Family
0
Businesses
52
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
1.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38963, Tutwiler, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,187 (100%) |
| Owner Occupied HU | 729 (61.4%) |
| Renter Occupied HU | 296 (24.9%) |
| Vacant Housing Units | 162 (13.6%) |
| Median Home Value | $89,639 |
| Average Home Value | $142,342 |
Housing Distribution
Address Breakdown
Residential
574
Single Family
574
Multi-Family
0
Businesses
52
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Keith L Townsend • Crye-Leike Of MS-SH
Mls Name: MLS United
Mls ID: #4115927