1350 Thompson RoadThompsonCT06277
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 1350 Thompson Road, Thompson, CT, 06277 in Thompson at $600,000, 4.32% gross yield, is a market-growth asset. Rental yield 4.32%. The $2,160/mo rent partially funds the $2,698/mo debt service; the core return is the 5%/yr price growth projected to add $165,769 over five years. Ziffy Mortgage's DSCR mortgage (0.80) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $105,752.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.3% | 8.0% |
| Monthly Cash Flow | $(1,917) | $1,500 |
City averages based on Thompson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,160 |
| Total Monthly Debt Service | $3,838 |
| DSCR Ratio | 0.56x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
0.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06277, Thompson, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,739 (100%) |
| Owner Occupied HU | 1,355 (77.9%) |
| Renter Occupied HU | 210 (12.1%) |
| Vacant Housing Units | 174 (10.0%) |
| Median Home Value | $392,625 |
| Average Home Value | $487,170 |
Housing Distribution
Address Breakdown
Residential
1,598
Single Family
1,598
Multi-Family
0
Businesses
60
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
0.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06277, Thompson, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,739 (100%) |
| Owner Occupied HU | 1,355 (77.9%) |
| Renter Occupied HU | 210 (12.1%) |
| Vacant Housing Units | 174 (10.0%) |
| Median Home Value | $392,625 |
| Average Home Value | $487,170 |
Housing Distribution
Address Breakdown
Residential
1,598
Single Family
1,598
Multi-Family
0
Businesses
60
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Smart MLS
Mls ID: #24158785