135 Kathleen RdSwainsboroGA30401
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 135 Kathleen Rd, Swainsboro, GA, 30401 in Swainsboro. Priced at $179,000, it generates $2,002/mo in gross rent and $912/mo in net monthly cash flow, a 13.42% yield that comfortably supports the 2.49 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $10,946. Five-year appreciation: $49,454. Equity from principal paydown: $1,649/yr. Total projected cumulative return: $126,531.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.4% | 6.0% |
| Monthly Cash Flow | $912 | $300 |
City averages based on Swainsboro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,002 |
| Total Monthly Debt Service | $1,018 |
| DSCR Ratio | 1.97x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
0.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30401, Swainsboro, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,877 (100%) |
| Owner Occupied HU | 3,036 (51.7%) |
| Renter Occupied HU | 2,168 (36.9%) |
| Vacant Housing Units | 673 (11.5%) |
| Median Home Value | $116,715 |
| Average Home Value | $172,922 |
Housing Distribution
Address Breakdown
Residential
5,299
Single Family
5,230
Multi-Family
69
Businesses
725
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
0.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30401, Swainsboro, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,877 (100%) |
| Owner Occupied HU | 3,036 (51.7%) |
| Renter Occupied HU | 2,168 (36.9%) |
| Vacant Housing Units | 673 (11.5%) |
| Median Home Value | $116,715 |
| Average Home Value | $172,922 |
Housing Distribution
Address Breakdown
Residential
5,299
Single Family
5,230
Multi-Family
69
Businesses
725
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices