167 Fortune LoopSwainsboroGA30401
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 167 Fortune Loop, Swainsboro, GA, 30401 in Swainsboro earns a 9.35% gross yield at $153,000. Rent of $1,192/mo nets $261/mo after the $688/mo mortgage. The 1.73 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $42,271 and $1,409/yr in equity accumulation project a total cumulative return of $74,757.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.0% |
| Monthly Cash Flow | $261 | $300 |
City averages based on Swainsboro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,192 |
| Total Monthly Debt Service | $870 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30401, Swainsboro, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,877 (100%) |
| Owner Occupied HU | 3,036 (51.7%) |
| Renter Occupied HU | 2,168 (36.9%) |
| Vacant Housing Units | 673 (11.5%) |
| Median Home Value | $116,715 |
| Average Home Value | $172,922 |
Housing Distribution
Address Breakdown
Residential
5,299
Single Family
5,230
Multi-Family
69
Businesses
725
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30401, Swainsboro, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,877 (100%) |
| Owner Occupied HU | 3,036 (51.7%) |
| Renter Occupied HU | 2,168 (36.9%) |
| Vacant Housing Units | 673 (11.5%) |
| Median Home Value | $116,715 |
| Average Home Value | $172,922 |
Housing Distribution
Address Breakdown
Residential
5,299
Single Family
5,230
Multi-Family
69
Businesses
725
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tracy Thompson • Raines Realty Group
Mls Name: GAMLS
Mls ID: #10398645