13439 Pond Ridge WayGulfportMS39503
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 13439 Pond Ridge Way, Gulfport, MS, 39503 in Gulfport is narrow, $165/mo net on $2,010/mo rent after the $1,308/mo debt service, but the property operates at break-even-plus, not a loss. At $290,900 with a 8.29% yield, the long-run equity case via 5% appreciation ($80,370 over five years) and $2,679/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.54 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $121,132.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 10.0% |
| Monthly Cash Flow | $165 | $850 |
City averages based on Gulfport market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,010 |
| Total Monthly Debt Service | $1,729 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
9,147 sqft lot
$N/A/sqft
$780 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
9,147 sqft lot
$N/A/sqft
$780 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Susie Siemiontkowski • D R Horton
Mls Name: MLS United
Mls ID: #4146287
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2026 MLS United, LLC.