134 Coffey LnPine KnotKY42635
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 134 Coffey Ln, Pine Knot, KY, 42635 in Pine Knot deserves attention. This $190,000 property earns $2,272/mo in rent, a 14.35% gross yield, and nets $1,115/mo after the $854/mo payment. DSCR 2.66 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $52,494 compounds alongside $1,750/yr in yearly equity build, for a total cumulative return of $143,799.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.4% | 8.5% |
| Monthly Cash Flow | $1,115 | $150 |
City averages based on Pine Knot market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,272 |
| Total Monthly Debt Service | $1,081 |
| DSCR Ratio | 2.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
2.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42635, Pine Knot, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,510 (100%) |
| Owner Occupied HU | 898 (59.5%) |
| Renter Occupied HU | 430 (28.5%) |
| Vacant Housing Units | 182 (12.1%) |
| Median Home Value | $106,464 |
| Average Home Value | $141,205 |
Housing Distribution
Address Breakdown
Residential
1,040
Single Family
1,040
Multi-Family
0
Businesses
54
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
2.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42635, Pine Knot, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,510 (100%) |
| Owner Occupied HU | 898 (59.5%) |
| Renter Occupied HU | 430 (28.5%) |
| Vacant Housing Units | 182 (12.1%) |
| Median Home Value | $106,464 |
| Average Home Value | $141,205 |
Housing Distribution
Address Breakdown
Residential
1,040
Single Family
1,040
Multi-Family
0
Businesses
54
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rita Wright • Wright Realty
Mls Name: Imagine MLS
Mls Provider:
Mls ID: #24011040
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.