1326 Central St #26/28JacksonMS39203
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid, durable, and financeable, 1326 Central St #26/28, Jackson, MS, 39203 in Jackson earns a 12.08% gross yield at $122,500. Rent of $1,338/mo nets $484/mo after the $551/mo mortgage. The 2.43 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $33,844 and $1,128/yr in equity accumulation project a total cumulative return of $84,254.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.1% | 8.0% |
| Monthly Cash Flow | $484 | $450 |
City averages based on Jackson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,338 |
| Total Monthly Debt Service | $701 |
| DSCR Ratio | 1.91x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1946
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39203, Jackson, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,293 (100%) |
| Owner Occupied HU | 802 (35.0%) |
| Renter Occupied HU | 818 (35.7%) |
| Vacant Housing Units | 673 (29.4%) |
| Median Home Value | $61,358 |
| Average Home Value | $161,855 |
Housing Distribution
Address Breakdown
Residential
2,025
Single Family
1,827
Multi-Family
198
Businesses
199
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1946
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39203, Jackson, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,293 (100%) |
| Owner Occupied HU | 802 (35.0%) |
| Renter Occupied HU | 818 (35.7%) |
| Vacant Housing Units | 673 (29.4%) |
| Median Home Value | $61,358 |
| Average Home Value | $161,855 |
Housing Distribution
Address Breakdown
Residential
2,025
Single Family
1,827
Multi-Family
198
Businesses
199
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kara S Washington • Legacy Real Estate
Mls Name: MLS United
Mls ID: #4111793
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.