927 Royal Oak DrJacksonMS39209
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 927 Royal Oak Dr, Jackson, MS, 39209 in Jackson is narrow, $144/mo net on $786/mo rent after the $470/mo debt service, but the property operates at break-even-plus, not a loss. At $104,500 with a 9.03% yield, the long-run equity case via 5% appreciation ($28,871 over five years) and $962/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.67 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $49,015.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 8.0% |
| Monthly Cash Flow | $144 | $450 |
City averages based on Jackson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $786 |
| Total Monthly Debt Service | $598 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39209, Jackson, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,773 (100%) |
| Owner Occupied HU | 5,482 (42.9%) |
| Renter Occupied HU | 4,961 (38.8%) |
| Vacant Housing Units | 2,330 (18.2%) |
| Median Home Value | $77,945 |
| Average Home Value | $166,263 |
Housing Distribution
Address Breakdown
Residential
10,878
Single Family
8,347
Multi-Family
2,531
Businesses
948
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39209, Jackson, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,773 (100%) |
| Owner Occupied HU | 5,482 (42.9%) |
| Renter Occupied HU | 4,961 (38.8%) |
| Vacant Housing Units | 2,330 (18.2%) |
| Median Home Value | $77,945 |
| Average Home Value | $166,263 |
Housing Distribution
Address Breakdown
Residential
10,878
Single Family
8,347
Multi-Family
2,531
Businesses
948
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS United
Mls ID: #4143380