132 Coachman Ln #35Santa RosaCA95404
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow132 Coachman Ln #35, Santa Rosa, CA, 95404 in Santa Rosa earns its strong cash-flow label: 24.63% yield, $2,873/mo rent, $2,007/mo net income, DSCR 4.57. The $139,950 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $38,666 by year five. Combined with $1,289/yr in principal paydown, total projected return reaches $182,300.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 24.6% | 5.0% |
| Monthly Cash Flow | $2,007 | $250 |
City averages based on Santa Rosa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,873 |
| Total Monthly Debt Service | $810 |
| DSCR Ratio | 3.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1966
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95404, Santa Rosa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,695 (100%) |
| Owner Occupied HU | 8,922 (50.4%) |
| Renter Occupied HU | 7,202 (40.7%) |
| Vacant Housing Units | 1,571 ( 8.9%) |
| Median Home Value | $893,932 |
| Average Home Value | $1,004,027 |
Housing Distribution
Address Breakdown
Residential
16,904
Single Family
14,745
Multi-Family
2,159
Businesses
1,286
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1966
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95404, Santa Rosa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,695 (100%) |
| Owner Occupied HU | 8,922 (50.4%) |
| Renter Occupied HU | 7,202 (40.7%) |
| Vacant Housing Units | 1,571 ( 8.9%) |
| Median Home Value | $893,932 |
| Average Home Value | $1,004,027 |
Housing Distribution
Address Breakdown
Residential
16,904
Single Family
14,745
Multi-Family
2,159
Businesses
1,286
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices