1315 Main StTishomingoMS38873
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 1315 Main St, Tishomingo, MS, 38873 in Tishomingo: $2,118/mo in rent, $632/mo net, 10.46% gross yield, all on a $242,900 acquisition. The 1.94 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $67,109 in value, and $2,237/yr in principal paydown steadily builds equity. Projected total cumulative return: $132,706.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 6.2% |
| Monthly Cash Flow | $632 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,118 |
| Total Monthly Debt Service | $1,390 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38873, Tishomingo, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,384 (100%) |
| Owner Occupied HU | 953 (68.9%) |
| Renter Occupied HU | 157 (11.3%) |
| Vacant Housing Units | 274 (19.8%) |
| Median Home Value | $151,673 |
| Average Home Value | $167,293 |
Housing Distribution
Address Breakdown
Residential
1,232
Single Family
1,232
Multi-Family
0
Businesses
74
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38873, Tishomingo, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,384 (100%) |
| Owner Occupied HU | 953 (68.9%) |
| Renter Occupied HU | 157 (11.3%) |
| Vacant Housing Units | 274 (19.8%) |
| Median Home Value | $151,673 |
| Average Home Value | $167,293 |
Housing Distribution
Address Breakdown
Residential
1,232
Single Family
1,232
Multi-Family
0
Businesses
74
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A