1305 W Villa Maria Rd APT A106BryanTX77801
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. 1305 W Villa Maria Rd APT A106, Bryan, TX, 77801 in Bryan achieves 1.50, rent of $769/mo covers the $511/mo payment 1.5x over at $113,600. Rental yield 9.23%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $31,386 over five years, with $1,046/yr in principal reduction bringing total projected return to $40,711.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $(158) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $769 |
| Total Monthly Debt Service | $769 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77801, Bryan, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,202 (100%) |
| Owner Occupied HU | 1,138 (13.9%) |
| Renter Occupied HU | 5,689 (69.4%) |
| Vacant Housing Units | 1,375 (16.8%) |
| Median Home Value | $186,990 |
| Average Home Value | $328,864 |
Housing Distribution
Address Breakdown
Residential
6,166
Single Family
4,308
Multi-Family
1,858
Businesses
330
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77801, Bryan, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,202 (100%) |
| Owner Occupied HU | 1,138 (13.9%) |
| Renter Occupied HU | 5,689 (69.4%) |
| Vacant Housing Units | 1,375 (16.8%) |
| Median Home Value | $186,990 |
| Average Home Value | $328,864 |
Housing Distribution
Address Breakdown
Residential
6,166
Single Family
4,308
Multi-Family
1,858
Businesses
330
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices