1305 Orchard OaksSeguinTX78155
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1305 Orchard Oaks, Seguin, TX, 78155 in Seguin speaks for itself: 20.02% gross on a $240,990 price, generating $4,020/mo in rent and $2,273/mo in net income after the $1,084/mo debt service. DSCR 3.71, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $27,280 stacks alongside $66,581 in projected five-year appreciation and $2,220/yr in principal reduction. Projected total cumulative return: $238,759.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 20% | 6.2% |
| Monthly Cash Flow | $2,273 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,020 |
| Total Monthly Debt Service | $1,651 |
| DSCR Ratio | 2.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
5,662 sqft lot
$N/A/sqft
$395 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78155, Seguin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,434 (100%) |
| Owner Occupied HU | 16,803 (68.8%) |
| Renter Occupied HU | 5,765 (23.6%) |
| Vacant Housing Units | 1,866 ( 7.6%) |
| Median Home Value | $341,191 |
| Average Home Value | $394,957 |
Housing Distribution
Address Breakdown
Residential
23,239
Single Family
22,003
Multi-Family
1,236
Businesses
1,307
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
5,662 sqft lot
$N/A/sqft
$395 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78155, Seguin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,434 (100%) |
| Owner Occupied HU | 16,803 (68.8%) |
| Renter Occupied HU | 5,765 (23.6%) |
| Vacant Housing Units | 1,866 ( 7.6%) |
| Median Home Value | $341,191 |
| Average Home Value | $394,957 |
Housing Distribution
Address Breakdown
Residential
23,239
Single Family
22,003
Multi-Family
1,236
Businesses
1,307
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices