13021 Dessau Road #546 Plan, River RanchAustinTX78754
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 13021 Dessau Road #546 Plan, River Ranch, Austin, TX, 78754 in Austin deserves attention. This $142,995 property earns $2,514/mo in rent, a 21.1% gross yield, and nets $1,497/mo after the $643/mo payment. DSCR 3.91 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $39,507 compounds alongside $1,317/yr in yearly equity build, for a total cumulative return of $151,188.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 21.1% | 4.5% |
| Monthly Cash Flow | $1,497 | $1,850 |
City averages based on Austin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,514 |
| Total Monthly Debt Service | $960 |
| DSCR Ratio | 2.62x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78754, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,639 (100%) |
| Owner Occupied HU | 5,827 (42.7%) |
| Renter Occupied HU | 6,245 (45.8%) |
| Vacant Housing Units | 1,567 (11.5%) |
| Median Home Value | $426,707 |
| Average Home Value | $504,343 |
Housing Distribution
Address Breakdown
Residential
13,392
Single Family
7,370
Multi-Family
6,022
Businesses
1,130
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78754, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,639 (100%) |
| Owner Occupied HU | 5,827 (42.7%) |
| Renter Occupied HU | 6,245 (45.8%) |
| Vacant Housing Units | 1,567 (11.5%) |
| Median Home Value | $426,707 |
| Average Home Value | $504,343 |
Housing Distribution
Address Breakdown
Residential
13,392
Single Family
7,370
Multi-Family
6,022
Businesses
1,130
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices