130 Palm Ave, Johnstown, PA, 15905 | $524/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Johnstown at 130 Palm Ave, Johnstown, PA, 15905 uses $39,449 cash to close to unlock $6,292/yr annual cash flow and $524/mo monthly cash flow. Total monthly income runs $1,442/mo, and a $582/mo payment keeps the spread at $524/mo. Purchase price stands at $119,000, and rental yield measures 14.54% with $1,442/mo rent. Return on cash invested shows 35.86% in year one, and 5% annual appreciation builds toward $32,878 over five years. Five-year ROI reaches 190.47% and total cumulative return in cash records $75,137. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,442/mo property income covering a $582/mo payment rather than investor’s personal income.

Single Family

Built in 1973

0.32 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 15905, Johnstown, PA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,846 (100%)
Owner Occupied HU	6,725 (68.3%)
Renter Occupied HU	2,048 (20.8%)
Vacant Housing Units	1,073 (10.9%)
Median Home Value	$153,828
Average Home Value	$183,997