810 Grant StPortagePA15946
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 810 Grant St, Portage, PA, 15946 in Portage at $104,500 earns $810/mo in rent and nets $125/mo after the $470/mo payment, a 9.3% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $28,871 over five years. Ziffy Mortgage underwrites this on a 1.72 DSCR without U.S. credit history. With $962/yr in principal paydown, total projected return reaches $47,851.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $125 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $810 |
| Total Monthly Debt Service | $643 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1924
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15946, Portage, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,025 (100%) |
| Owner Occupied HU | 2,214 (73.2%) |
| Renter Occupied HU | 500 (16.5%) |
| Vacant Housing Units | 311 (10.3%) |
| Median Home Value | $152,524 |
| Average Home Value | $176,764 |
Housing Distribution
Address Breakdown
Residential
2,923
Single Family
2,877
Multi-Family
46
Businesses
142
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1924
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15946, Portage, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,025 (100%) |
| Owner Occupied HU | 2,214 (73.2%) |
| Renter Occupied HU | 500 (16.5%) |
| Vacant Housing Units | 311 (10.3%) |
| Median Home Value | $152,524 |
| Average Home Value | $176,764 |
Housing Distribution
Address Breakdown
Residential
2,923
Single Family
2,877
Multi-Family
46
Businesses
142
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Scott Morris • CENTURY 21 ALL SERVICE, INC.
Mls Name: CSMLS
Mls ID: #96037528