12936 Avenida La ValenciaPowayCA92064
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 12936 Avenida La Valencia, Poway, CA, 92064 in Poway is a conservative rental investment at $1,699,000. Rental yield 6.25%. A 1.16 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $469,402; $15,648/yr in principal paydown supplements. Total projected return: $537,291.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 6.2% |
| Monthly Cash Flow | $(1,662) | $350 |
City averages based on Poway market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,849 |
| Total Monthly Debt Service | $9,834 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
0.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92064, Poway, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,268 (100%) |
| Owner Occupied HU | 12,483 (72.3%) |
| Renter Occupied HU | 4,052 (23.5%) |
| Vacant Housing Units | 733 ( 4.2%) |
| Median Home Value | $1,066,830 |
| Average Home Value | $1,180,389 |
Housing Distribution
Address Breakdown
Residential
16,771
Single Family
14,690
Multi-Family
2,081
Businesses
1,525
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
0.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92064, Poway, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,268 (100%) |
| Owner Occupied HU | 12,483 (72.3%) |
| Renter Occupied HU | 4,052 (23.5%) |
| Vacant Housing Units | 733 ( 4.2%) |
| Median Home Value | $1,066,830 |
| Average Home Value | $1,180,389 |
Housing Distribution
Address Breakdown
Residential
16,771
Single Family
14,690
Multi-Family
2,081
Businesses
1,525
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices