11357 Vista ElevadaSan DiegoCA92131
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingInvestors approaching the U.S. market with capital-preservation in mind will find 11357 Vista Elevada, San Diego, CA, 92131 in San Diego aligned with their strategy. Rental yield 6.33%. DSCR 1.17 and 6.33% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $13,124/yr in paydown build toward a projected cumulative return of $431,657.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 4.8% |
| Monthly Cash Flow | $(1,717) | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,523 |
| Total Monthly Debt Service | $8,673 |
| DSCR Ratio | 0.87x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
N/A lot
$N/A/sqft
$110 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92131, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,724 (100%) |
| Owner Occupied HU | 9,944 (72.5%) |
| Renter Occupied HU | 3,238 (23.6%) |
| Vacant Housing Units | 542 ( 3.9%) |
| Median Home Value | $1,234,355 |
| Average Home Value | $1,290,860 |
Housing Distribution
Address Breakdown
Residential
13,081
Single Family
11,517
Multi-Family
1,564
Businesses
738
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
N/A lot
$N/A/sqft
$110 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92131, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,724 (100%) |
| Owner Occupied HU | 9,944 (72.5%) |
| Renter Occupied HU | 3,238 (23.6%) |
| Vacant Housing Units | 542 ( 3.9%) |
| Median Home Value | $1,234,355 |
| Average Home Value | $1,290,860 |
Housing Distribution
Address Breakdown
Residential
13,081
Single Family
11,517
Multi-Family
1,564
Businesses
738
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices