129 Oak StEmoryTX75440








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Emory at 129 Oak St, Emory, TX, 75440 earns from $600/mo rent with a $1,488/mo payment. Total monthly income totals $600/mo. ROI tracks 1.31% on current figures, and rental yield reads 2.37% at a $304,000 purchase. Equity gained on principal adds $1,962/yr, and 5% annual appreciation supports $83,990 over five years. Five-year ROI reaches 4.37% and total cumulative return in cash sums $4,400. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $600/mo property income instead of your personal income.
Single Family
Built in 2023
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75440, Emory, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,641 (100%) |
| Owner Occupied HU | 2,457 (67.5%) |
| Renter Occupied HU | 596 (16.4%) |
| Vacant Housing Units | 588 (16.1%) |
| Median Home Value | $294,688 |
| Average Home Value | $323,258 |
Housing Distribution
Address Breakdown
Residential
2,901
Single Family
2,849
Multi-Family
52
Businesses
264
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Listed by: Don Spencer • L.L. Spencer Real Estate
Mls Name: NTREIS
Mls ID: #20424911
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.







