12609 Sweetgrass WayBrandywineMD20613
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.23% yield at 12609 Sweetgrass Way, Brandywine, MD, 20613 in Brandywine is solid, but the $2,282/mo payment compresses net cash flow to $186/mo at $507,460. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $140,202 by year five, and $4,674/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.52) without U.S. income documentation. Total projected return: $205,049.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 8.0% |
| Monthly Cash Flow | $186 | $150 |
City averages based on Brandywine market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,480 |
| Total Monthly Debt Service | $3,092 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in N/A
1,540 sqft lot
$N/A/sqft
$138 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20613, Brandywine, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,656 (100%) |
| Owner Occupied HU | 5,585 (83.9%) |
| Renter Occupied HU | 693 (10.4%) |
| Vacant Housing Units | 378 ( 5.7%) |
| Median Home Value | $583,918 |
| Average Home Value | $596,456 |
Housing Distribution
Address Breakdown
Residential
7,172
Single Family
6,931
Multi-Family
241
Businesses
310
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in N/A
1,540 sqft lot
$N/A/sqft
$138 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20613, Brandywine, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,656 (100%) |
| Owner Occupied HU | 5,585 (83.9%) |
| Renter Occupied HU | 693 (10.4%) |
| Vacant Housing Units | 378 ( 5.7%) |
| Median Home Value | $583,918 |
| Average Home Value | $596,456 |
Housing Distribution
Address Breakdown
Residential
7,172
Single Family
6,931
Multi-Family
241
Businesses
310
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices