12605 Seaman Rd, Vancleave, MS, 39565 | $501/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Vancleave at 12605 Seaman Rd, Vancleave, MS, 39565 offers a 9.41% rental yield on a $290,000 purchase with $2,275/mo rent. Total monthly income registers $2,275/mo, and a $1,419/mo payment leaves $501/mo available for distribution. Annual cash flow reaches $6,009/yr on $96,135 to close, and return on cash invested stands at 26.16% in year one. Equity gained on principal adds $1,871/yr while 5% annual appreciation supports $80,122 over five years. Portfolio math shows five-year ROI at 136.28% and total cumulative return in cash at $131,008. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,275/mo property income against a $1,419/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1994

5 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 39565, Ocean Springs, MS area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,117 (100%)
Owner Occupied HU	6,597 (81.3%)
Renter Occupied HU	984 (12.1%)
Vacant Housing Units	536 ( 6.6%)
Median Home Value	$257,652
Average Home Value	$265,179